Glyn Hopkin has over 50 dealerships spread throughout London, Cambridgeshire, Buckinghamshire, Hertfordshire, Suffolk, Bedfordshire and Essex - offering everything you need to Finance the purchase of your next New or Used vehicle.

We understand that everyone has different financial needs, which is why we offer a range of flexible new and used car finance plans to cater for each individual circumstance. These include:

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What is it?

A Personal Contract Purchase is a flexible form of loan where some of the cost is deferred until the end of the agreement in order to provide you with the benefit of lower monthly payments. The deferred amount is known as the Optional Final Payment and is sometimes also referred to as the Guaranteed Future Value (GFV). At the end of the agreement you have three options:

1. Retain the car: simply pay the Optional Final Payment, and the agreement is complete.

2. Return the car: there’s nothing more to pay if the car is in good condition and within the agreed mileage terms.

3. Renew the car: choose another car, using any excess part exchange value that is above the Optional Final Payment towards your deposit.

How does it work?

• You will agree an estimated annual mileage and this will be used to determine the Optional Final Payment

• You agree on the amount of deposit, and this figure combined with the agreement duration and Optional Final Payment will determine the amount of your monthly payment

• You sign the agreement, pay the deposit and then make the monthly payments

• The interest rate is fixed which means you’ll know exactly how much you will repay throughout the term of the agreement

• At the end of the agreement we’ll write to remind you of the three available options

• You decide which option is best for you. Your dealer may be able to help if you decide to part exchange the car

Features and Benefits

✔ A fixed monthly payment, allowing you to budget with confidence

✔ Potentially lower payments than Purchase Plan agreement

✔ Variety of options available at end of the agreement

✔ You can match the length of your agreement with the time you want to keep the vehicle

✔ You will have the right to terminate the agreement early (under a Voluntary Termination through the Consumer Credit Act 1974)

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What is it?

Personal Contract Hire is the choice favoured by most people who would prefer to use a vehicle, rather than own one.

You simply choose a vehicle for an agreed period up to 48 months in exchange for a fixed monthly rental.

There are no depreciation or vehicle disposal worries since you just return the vehicle at the end of the contract.

Fixed price servicing and maintenance options are usually available with most contracts for an additional cost.

Personal Contract Hire is the ultimate in hassle-free motoring.

How does it work?

• A Personal Contract Hire agreement can be structured to meet your needs based on the car, estimated annual mileage, the agreement duration and any additional services you require

• You may pay an initial rental that can be tailored to suit your requirements (The greater the initial rental, the lower your regular rentals will be).

• At the end of the contract you simply return the vehicle

Features and Benefits

✔ You pay a fixed monthly rental for the duration of the contract – subject to tax and Road Fund Licence charges

✔ The contract is flexible to meet the rental period and mileage that suits you

✔ Your monthly rental can also include servicing, maintenance and repair, for an additional cost

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What is it?

A simple way of financing that gives you the certainty of a fixed interest rate, and fixed monthly payments throughout the agreement.

The initial deposit and repayment period can be structured to help meet your budget and the length of time you expect to keep the car.

You can trade in your existing car and put this towards the initial deposit, or if you wish, just put down a cash deposit.

How does it work?

• ​The agreement can be structured to meet your individual requirements based on the car, the agreement duration required, the available deposit and your monthly budget

• ​After paying the initial deposit you make regular monthly payments to cover the amount borrowed plus any interest and fees

• ​The interest rate is fixed which means you’ll know exactly how much you will repay throughout the term of the agreement

• ​Once all of the payments have been paid the car is yours​

Features and Benefits

✔ A fixed rate of interest and a fixed monthly payment, allowing you to budget with confidence

✔ A simple loan that allows you to repay the amount payable with equal instalments.

✔ You will have the right to terminate the agreement early (under a Voluntary Termination through the Consumer Credit Act 1974)

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What is it?

GAP Insurance is a type of cover you can buy to protect you when you buy a new car. 

It is designed to cover the difference between the amount your car insurer would pay out if your car was stolen, or written off, and the price you paid for your car.

Where your car is a total loss, ‘Gap’ insurance (short for Guaranteed Asset Protection), is designed to work alongside your standard car insurance - topping up the difference between what they will pay, and what you’ll actually need to get back on the road.

When is GAP Insurance needed?

• You used a large loan to buy your vehicle - GAP Insurance can offer a means of paying off outstanding finance on your car, which means if your car’s stolen or damaged beyond repair you won’t have to continue to make payments on it.

• You’re concerned about the depreciation of your vehicle - The quicker your car loses its value, the less your insurer will pay after a total loss incident, compared to what you paid for it. GAP Insurance means you’ll get more back.

• Your car is on a long-term lease - If you have a long-term rental agreement for a vehicle with a mileage allowance, a write-off could leave you without a car and a bill for thousands of pounds. GAP Insurance can help protect against this.

Features and Benefits

✔ Protects you against any financial shortfall should your vehicle be written off or stolen​

✔ Removes any requirement to borrow money or use savings to replace your vehicle​

✔ Returns you to the original position you were in before the date of loss​

GAP Insurance

Protecting your brand new investment

In most cases, from the moment a vehicle leaves the dealership, it will start to depreciate at a rate that is dependent upon how old it is, and how many miles it has clocked.

In the event that a vehicle is written off as a result of an accident, fire or theft, most insurers will only pay out the market value of the vehicle at the time of loss.

This is often considerably less than its original value, and could mean that there is a shortfall on the outstanding finance, or the cost of replacing it with an equivalent vehicle.

Depending on how you choose to purchase or fund your vehicle, we offer a range of products to protect you and your vehicle:

Finance GAP

This covers the difference between the amount your motor insurance company pays, and the amount required to settle your finance agreement. It will also cover any initial rentals and contribute towards your motor insurance excess.

Return to Invoice Insurance

Covers the difference between the amount your motor insurer company pays and the original invoice price of the vehicle, including manufacturer and dealer fitted accessories. In addition, it will also contribute towards a motor insurance excess.

Vehicle Replacement Insurance

VRI covers the difference between your motor insurers pay out and the cost of a new vehicle, despite any increases in cost as a result of model changes or inflation. Again, it will also contribute towards a motor insurance excess.